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4X4 Finance

On the market for a high-spec 4X4? Interested in 4X4 finance but worried about your credit score? With PoorCreditCarFinance, buying 4X4 cars on finance couldn’t be easier. Whatever your credit history, we’ll go the extra mile to pinpoint your perfect 4X4 finance deals from a panel of specialist lenders. Apply online today!

4X4 Finance Calculator

Your credit score is
  • Own your own home No defaults with a current mortgage On the electoral role several years No CCJ's Under employment Not applied for credit often
  • Long standing tenant or own your own home On the electoral role Credible employment history No CCJ's Missed a couple of payments on credit
  • Recently changed address Recently on electoral role Missed a couple of payments on credit Regular applications for credit Have old CCJ
  • Not traced on electoral role Changed address regularly Exceeded credit limitations Passed history has CCJ Missed payments on agreements
  • Not traced on electoral role Recent CCJ Over limit on credit cards Active debt management plan Been declined for credit recently
You want to borrow
Repay the loan over
Payment monthly 7500

Typical rate % APR*

Total cost of Credit:£
Total Payable:£
*for illustration purposes only
Apply Now No impact on your credit score

4X4 Bad Credit Car Finance

The allure and appeal of a high-end 4X4 isn’t difficult to understand. Powerful, comfortable and packed with the latest technology, a quality 4X4 really can be the ultimate ride. Whether on the market for a 4X4 for personal use or a commercial vehicle you can count on, our affordable 4X4 finance deals have you covered.

Proudly working with bad credit applicants across the UK, we make it quick and easy to pick up quality new and used vehicles at affordable prices. Our exclusive 4X4 finance deals with no deposit payable are open to all responsible applicants without exception. Even if your credit report isn’t as healthy as it could be, there’s a good chance we can help.

Each of our 4X4 finance deals is sourced from an extensive network of approved specialist lenders within the UK. As a fully independent service provider, we’re committed to offering 100% honest and impartial advice on all aspects of 4X4 finance. What’s more, we’re able to provide access to cheap deals and incredible discounts you simply will not find on the High Street. Whatever your requirements and budget, we’ll set you up with an unbeatable deal at a price you can afford.

Once again, PoorCreditCarFinance looks beyond credit scores when assessing eligibility. Just as long as you can comfortably afford the repayments, you’re almost guaranteed to be accepted. With our help, buying 4X4 cars on finance can be surprisingly simple – it can also make your budget stretch much further than you think.

Use our exclusive 4X4 finance calculator for a better indication of the options available. Alternatively, contact a member of the team at PoorCreditCarFinance anytime to discuss your requirements in more detail.

3 Simple Steps to the Car of Your Dreams!

We’ve built a flawless track record for going the mile for every customer we work with. If you’re looking for a car finance bad credit instant decision, you’ve come to the right place!

With PoorCreditCarFinance.co.uk, you could be just three simple steps away from driving home the car of your dreams:

Get Approved

STEP 1 GET APPROVED

Complete the online application and we’ll get back to you with an initial decision immediately. No waiting around – your application for poor credit car finance will be processed as soon as it is received.

Find A Car

STEP 2 Find A Car

Browse thousands of quality new and used cars from approved dealers across the UK, finding your perfect vehicle at the perfect price.

Sign & Collect

STEP 3 Sign & Collect

Once you’ve made your decision, we’ll transfer the funds to the dealer within one working day and the car is yours to collect! At the end of the loan term, you’re the proud owner of the vehicle – no strings attached!

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What Our Customers Say

Don’t just take our word for it – check out what some of our satisfied customers have said about
PoorCreditCarFinance.co.uk:

  • Helpful and informative

    “From not knowing what car I wanted right through to getting accepted he was really helpful and informative. Good company to go with if your credit isn’t the best!”

    Ian Campbell

  • My advisor was perfect, 5 Stars

    “I have a less than perfect credit history. My advisor, was awesome. She made the procedure easy and kept me informed every step of the way. All done in 1 or 2 days if you have your IDs to hand… perfect 5*****.”

    Glen Johnson

  • Made my life so much easier

    “After pretty much giving up hope on getting finance for a car, a friend suggested the Poor Credit Car Finance site. After speaking to the fantastic Josh, he made the whole process hassle-free, easy to understand and was super-helpful.”

    Gary Randell

Ready to get the ball rolling?

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