On the market for a high-spec 4X4? Interested in 4X4 finance but worried about your credit score? With UK Vehicle Finance, buying 4X4 cars on finance couldn’t be easier. Whatever your credit history, we’ll go the extra mile to pinpoint your perfect 4X4 finance deals from a panel of specialist lenders. Apply online today!
4X4 Finance Calculator
Your credit score is
Own your own homeNo defaults with a current mortgageOn the electoral role several yearsNo CCJ'sUnder employmentNot applied for credit often
Long standing tenant or own your own homeOn the electoral roleCredible employment historyNo CCJ'sMissed a couple of payments on credit
Recently changed addressRecently on electoral roleMissed a couple of payments on creditRegular applications for creditHave old CCJ
Not traced on electoral roleChanged address regularlyExceeded credit limitationsPassed history has CCJMissed payments on agreements
Not traced on electoral roleRecent CCJOver limit on credit cardsActive debt management planBeen declined for credit recently
The allure and appeal of a high-end 4X4 isn’t difficult to understand. Powerful, comfortable and packed with the latest technology, a quality 4X4 really can be the ultimate ride. Whether on the market for a 4X4 for personal use or a commercial vehicle you can count on, our affordable 4X4 finance deals have you covered.
Proudly working with bad credit applicants across the UK, we make it quick and easy to pick up quality new and used vehicles at affordable prices. Our exclusive 4X4 finance deals with no deposit payable are open to all responsible applicants without exception. Even if your credit report isn’t as healthy as it could be, there’s a good chance we can help.
Each of our 4X4 finance deals is sourced from an extensive network of approved specialist lenders within the UK. As a fully independent service provider, we’re committed to offering 100% honest and impartial advice on all aspects of 4X4 finance. What’s more, we’re able to provide access to cheap deals and incredible discounts you simply will not find on the High Street. Whatever your requirements and budget, we’ll set you up with an unbeatable deal at a price you can afford.
Once again, UK Vehicle Finance looks beyond credit scores when assessing eligibility. Just as long as you can comfortably afford the repayments, you’re almost guaranteed to be accepted. With our help, buying 4X4 cars on finance can be surprisingly simple – it can also make your budget stretch much further than you think.
Use our exclusive 4X4 car finance calculator for a better indication of the options available. Alternatively, contact a member of the team at UK Vehicle Finance anytime to discuss your requirements in more detail.
3 Simple Steps to the Car of Your Dreams!
We’ve built a flawless track record for going the mile for every customer we work with. If you’re looking for a car finance bad credit instant decision, you’ve come to the right place!
With UK Vehicle Finance, you could be just three simple steps away from driving home the car of your dreams:
STEP 1 4X4 APPROVED
Complete the online application and we’ll get back to you with an initial decision immediately. No waiting around – your application for poor credit 4X4 car finance will be processed as soon as it is received.
STEP 2 Find A 4X4
Browse thousands of quality new and used 4X4 cars from approved dealers across the UK, finding your perfect vehicle at the perfect price.
STEP 3 Sign & Collect
Once you’ve made your decision, we’ll transfer the funds to the dealer within one working day and the 4X4 is yours to collect! At the end of the loan term, you’re the proud owner of the vehicle – no strings attached!
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Poor Credit Car Finance is a trading style of UK Vehicle Finance Ltd. They are authorised and regulated by the Financial Conduct Authority. Our FCA number is 667602. Finance subject to status. Terms and Conditions apply. A guarantee may be required. Over 18’s only. PLEASE ENSURE YOU CAN AFFORD THE REPAYMENTS FOR THE DURATION OF A LOAN BEFORE ENTERING INTO A CREDIT AGREEMENT. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to us to do so. Prices, offers and information correct at time of publishing. UK Vehicle Finance Ltd is a credit broker and not a lender.