On the lookout for an unbeatable Kia finance deal? Worried about elevated interest rates due to an imperfect credit history? Trust UK Vehicle Finance to set you up with an unbeatable Kia car finance deal, with 0% deposit payable and competitive borrowing costs! Buy a Kia on finance from the UK’s leading specialists in car finance with poor credit.
KIA Finance Calculator
Your credit score is
Own your own homeNo defaults with a current mortgageOn the electoral role several yearsNo CCJ'sUnder employmentNot applied for credit often
Long standing tenant or own your own homeOn the electoral roleCredible employment historyNo CCJ'sMissed a couple of payments on credit
Recently changed addressRecently on electoral roleMissed a couple of payments on creditRegular applications for creditHave old CCJ
Not traced on electoral roleChanged address regularlyExceeded credit limitationsPassed history has CCJMissed payments on agreements
Not traced on electoral roleRecent CCJOver limit on credit cardsActive debt management planBeen declined for credit recently
Picking up a quality new or used car with a poor credit history can be tricky. Most conventional Kia finance deals are open exclusively to borrowers with a pristine credit report. Precisely why UK Vehicle Finance favours an unconventional approach – one that welcomes poor credit applicants from all backgrounds. If you’re looking to pick up a Kia on finance and your credit score isn’t ideal, we can help.
At UK Vehicle Finance, we work with an extensive network of specialist lenders across the UK. By comparing deals from dozens of dynamic service providers, we’re able to keep interest rates and overall borrowing costs consistently low. Whatever your requirements and budget, we’ll ensure you gain access to the UK’s best Kia finance deals for new and used cars. Best of all, your credit score needn’t be an issue – all applications are fairly considered!
For a more detailed overview of the options available, use our exclusive Kia finance calculator to work out your budget. After which, we’ll get started on the process of finding your perfect Kia car finance deal from a network of approved lenders. From the latest high-performance sports saloons to Kia’s most economical small cars and hybrids, we make it easy and affordable to drive away in your dream Kia on finance.
We’ll ensure you receive an initial decision right away and we guarantee your application will in no way impact your credit report. Even if you’ve been turned down for Kia finance elsewhere, there’s a strong chance we can help. By specialising in poor credit car finance, we know exactly where to look for the UK’s best deals.
If you agree to go ahead, complete and submit your online application in seconds, or contact a member of our customer support team to discuss your requirements in more detail.
3 Simple Steps to the Car of Your Dreams!
We’ve built a flawless track record for going the mile for every customer we work with. If you’re looking for a car finance bad credit instant decision, you’ve come to the right place! You can even use our car finance calculator to find out all the costs!
With UK Vehicle Finance, you could be just three simple steps away from driving home the car of your dreams:
STEP 1 KIA APPROVED
Complete the online application and we’ll get back to you with an initial decision immediately. No waiting around – your application for poor credit KIA car finance will be processed as soon as it is received.
STEP 2 Find A KIA
KIA Sportage Finance KIA Picanto Finance KIA Rio Finance KIA Ceed Finance
STEP 3 Sign & Collect
Once you’ve made your decision, we’ll transfer the funds to the dealer within one working day and the KIA is yours to collect! At the end of the loan term, you’re the proud owner of the vehicle – no strings attached!
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Poor Credit Car Finance is a trading style of UK Vehicle Finance Ltd. They are authorised and regulated by the Financial Conduct Authority. Our FCA number is 667602. Finance subject to status. Terms and Conditions apply. A guarantee may be required. Over 18’s only. PLEASE ENSURE YOU CAN AFFORD THE REPAYMENTS FOR THE DURATION OF A LOAN BEFORE ENTERING INTO A CREDIT AGREEMENT. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to us to do so. Prices, offers and information correct at time of publishing. UK Vehicle Finance Ltd is a credit broker and not a lender.