9am – 9pm / 7 Days

KIA Finance

On the lookout for an unbeatable Kia finance deal? Worried about elevated interest rates due to an imperfect credit history? Trust PoorCreditCarFinance to set you up with an unbeatable Kia car finance deal, with 0% deposit payable and competitive borrowing costs! Buy a Kia on finance from the UK’s leading specialists in poor credit vehicle financing!

KIA Finance Calculator

Your credit score is
  • Own your own home No defaults with a current mortgage On the electoral role several years No CCJ's Under employment Not applied for credit often
  • Long standing tenant or own your own home On the electoral role Credible employment history No CCJ's Missed a couple of payments on credit
  • Recently changed address Recently on electoral role Missed a couple of payments on credit Regular applications for credit Have old CCJ
  • Not traced on electoral role Changed address regularly Exceeded credit limitations Passed history has CCJ Missed payments on agreements
  • Not traced on electoral role Recent CCJ Over limit on credit cards Active debt management plan Been declined for credit recently
You want to borrow
Repay the loan over
Payment monthly 7500

Typical rate % APR*

Total cost of Credit:£
Total Payable:£
*for illustration purposes only
Apply Now No impact on your credit score

KIA Bad Credit Car Finance

Picking up a quality new or used car with a poor credit history can be tricky. Most conventional Kia finance deals are open exclusively to borrowers with a pristine credit report. Precisely why PoorCreditCarFinance favours an unconventional approach – one that welcomes poor credit applicants from all backgrounds. If you’re looking to pick up a Kia on finance and your credit score isn’t ideal, we can help.

At PoorCreditCarFinance, we work with an extensive network of specialist lenders across the UK. By comparing deals from dozens of dynamic service providers, we’re able to keep interest rates and overall borrowing costs consistently low. Whatever your requirements and budget, we’ll ensure you gain access to the UK’s best Kia finance deals for new and used cars. Best of all, your credit score needn’t be an issue – all applications are fairly considered!

For a more detailed overview of the options available, use our exclusive Kia finance calculator to work out your budget. After which, we’ll get started on the process of finding your perfect Kia car finance deal from a network of approved lenders. From the latest high-performance sports saloons to Kia’s most economical small cars and hybrids, we make it easy and affordable to drive away in your dream Kia on finance.

We’ll ensure you receive an initial decision right away and we guarantee your application will in no way impact your credit report. Even if you’ve been turned down for Kia finance elsewhere, there’s a strong chance we can help. By specialising in poor credit car finance, we know exactly where to look for the UK’s best deals.

If you agree to go ahead, complete and submit your online application in seconds, or contact a member of our customer support team to discuss your requirements in more detail.

3 Simple Steps to the Car of Your Dreams!

We’ve built a flawless track record for going the mile for every customer we work with. If you’re looking for a car finance bad credit instant decision, you’ve come to the right place!

With PoorCreditCarFinance.co.uk, you could be just three simple steps away from driving home the car of your dreams:

Get Approved


Complete the online application and we’ll get back to you with an initial decision immediately. No waiting around – your application for poor credit car finance will be processed as soon as it is received.

Find A Car

STEP 2 Find A Car

Browse thousands of quality new and used cars from approved dealers across the UK, finding your perfect vehicle at the perfect price.

Sign & Collect

STEP 3 Sign & Collect

Once you’ve made your decision, we’ll transfer the funds to the dealer within one working day and the car is yours to collect! At the end of the loan term, you’re the proud owner of the vehicle – no strings attached!

Want to
get in touch
or request a call back?
Click Here

What Our Customers Say

Don’t just take our word for it – check out what some of our satisfied customers have said about

  • Helpful and informative

    “From not knowing what car I wanted right through to getting accepted he was really helpful and informative. Good company to go with if your credit isn’t the best!”

    Ian Campbell

  • My advisor was perfect, 5 Stars

    “I have a less than perfect credit history. My advisor, was awesome. She made the procedure easy and kept me informed every step of the way. All done in 1 or 2 days if you have your IDs to hand… perfect 5*****.”

    Glen Johnson

  • Made my life so much easier

    “After pretty much giving up hope on getting finance for a car, a friend suggested the Poor Credit Car Finance site. After speaking to the fantastic Josh, he made the whole process hassle-free, easy to understand and was super-helpful.”

    Gary Randell

Ready to get the ball rolling?

Apply Now

Need advice or information?

Contact Us