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More drivers than ever before are taking out car finance for environmentally friendly cars. And with more car finance options to choose from than ever before, the latest eco-friendly cars on the market can be surprisingly affordable.

Environmentally Friendly Car Finance Options

The United Kingdom is slowly but surely becoming a nation of eco-conscious motorists.

But which of the car finance options is best for you? If you’re considering finance for eco-friendly cars, which models have earned top marks from experts?

Leading Eco-Friendly Cars

If you’re all about economy in every sense of the word, you’ll probably have set your sights away from brand-new cars. That is, unless you want to watch your vehicle haemorrhage up to 40% of its value during the first year alone.

On the used car market, three of the most eco-friendly cars up for grabs at affordable prices are as follows:

Fiat 500 – Perfect for city dwellers and the ideal run-around

Model: 500 0.9 TwinAir

CO2 emissions: 92g/km

Road tax: free

Ford Fiesta – Outstanding performance for such a low price

Model: 1.0 EcoBoost

CO2 emissions: 99g/km

Road tax: free

Audi A3: The most efficient family hatchback on the road?

Model: 1.4 TSI 140 StopStart

CO2 emissions: 109g/km

Road tax: £20

Of course, these represent just three of the many thousands of quality used cars up for grabs right now. Each of which represents outstanding value for money and does the business in an eco-friendly way.

As for the available car finance options, car finance for eco-friendly cars is available in a variety of shapes and sizes. It pays to compare the market with the help of an independent broker, who can ensure you’re set up with a deal you can afford.

The two most popular car finance options for low-emissions cars being as follows:

Hire Purchase

The classic hire purchase agreement involves paying an initial deposit, followed by a series of monthly payments charged at an agreed rate of interest. At the end of the deal, ownership of the vehicle is transferred to the customer and the contract is

closed. Hire purchase is a great way of picking up a quality car today and spreading the costs over several months or a couple of years.

Personal Contract Purchase

With a PCP agreement, the basic logistics are very similar. You pay a deposit, followed by a series of monthly payments, which in this case may be considerably lower than those of HP. At the end of the loan term, you can choose to take ownership of the vehicle by paying one final ‘balloon’ payment, continue the monthly repayments and upgrade to a newer car or hand back the keys and walk away. Another excellent way of spreading the costs of your eco-friendly vehicle purchase.

Compare Options Online

If you’re unsure as to your exact requirements and budget, you may find an online car finance calculator invaluable. Determine how much you can afford to borrow, after which it’s simply a case of reaching out to an independent broker.

Whether you’re interested in eco-friendly car finance to save the planet or simply save money, affordable car finance has never been more accessible.

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