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Car Finance Calculator

Your credit score is
  • Own your own home No defaults with a current mortgage On the electoral role several years No CCJ's Under employment Not applied for credit often
  • Long standing tenant or own your own home On the electoral role Credible employment history No CCJ's Missed a couple of payments on credit
  • Recently changed address Recently on electoral role Missed a couple of payments on credit Regular applications for credit Have old CCJ
  • Not traced on electoral role Changed address regularly Exceeded credit limitations Passed history has CCJ Missed payments on agreements
  • Not traced on electoral role Recent CCJ Over limit on credit cards Active debt management plan Been declined for credit recently
You want to borrow
Repay the loan over
Payment monthly 7500

Typical rate % APR*

Total cost of Credit:£
Total Payable:£
*for illustration purposes only
Apply Now No impact on your credit score

Car Finance Calculator

Use our exclusive car finance calculator online to determine how much you can afford to borrow, along with the typical borrowing costs of competitive car finance deals! Enter a few details in the calculator below for an instant overview of the options available!

Explore short-term and long-term repayment options to suit your preferences and your budget. Find out how your credit score may affect the total cost of your loan, before submitting your application.

Find your ideal car loan from an extensive network of specialist lenders across the UK in seconds. Dont let bad credit get in the way of a car loan – apply online 247 as we are open all week. Mon – Fri, 9am – 9pm.

We work hard to link responsible borrowers with quality specialist lenders across the UK ensuring you get the best car finance deals available.

We are proud to welcome applicants from all backgrounds, creating dynamic funding solutions to suit all budgets. We’re particularly proud to work with poor credit borrowers, who may struggle to secure affordable vehicle finance elsewhere.

Our exclusive online car finance calculator provides a helpful overview of the loan options available, along with typical borrowing costs on competitive car loans. Eligibility and borrowing costs are calculated in accordance with the requirements and financial position of the borrower – contact the team at UK Vehicle Finance for a more detailed quotation.

Flying the flag for affordable and accessible vehicle finance, we believe there’s more to responsible borrowing than credit scores alone. So even if you’ve been refused help elsewhere, you’ve still every chance of securing the funds you need with poorcreditcarfinance.co.uk!

Submit your online application today, or contact a member of our customer support team for more information!

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Representative Example:

Borrowing £7,500 at a representative APR of 21.4%, annual interest rate (fixed) 21.36%, 47 monthly payments of £196.75 followed by 1 payment of £206.75, total cost of credit is £4,315, total amount payable is £11,815.

UK Vehicle Finance Ltd is a credit broker and not a lender. Some of our 32 lender partners are shown below:

  • Alphera Finance
  • Northridge Finance
  • Paragon Car Finance
  • Hitachi Capital Vehicle Solutions
  • Moneyway Motor Finance
  • The Moneybarn Group
  • Advantage Motor Finance
  • Blue Motor Finance
  • 1st Stop Car Finance

What Our Customers Say

Don’t just take our word for it – check out what some of our satisfied customers have said about
PoorCreditCarFinance.co.uk:

  • Helpful and informative

    “From not knowing what car I wanted right through to getting accepted he was really helpful and informative. Good company to go with if your credit isn’t the best!”

    Ian Campbell

  • My advisor was perfect, 5 Stars

    “I have a less than perfect credit history. My advisor, was awesome. She made the procedure easy and kept me informed every step of the way. All done in 1 or 2 days if you have your IDs to hand… perfect 5*****.”

    Glen Johnson

  • Made my life so much easier

    “After pretty much giving up hope on getting finance for a car, a friend suggested the Poor Credit Car Finance site. After speaking to the fantastic Josh, he made the whole process hassle-free, easy to understand and was super-helpful.”

    Gary Randell

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