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Car Finance Calculator

1. My credit score is
  • You are a home owner You have been on the electoral role for a long period of time You have current credit arrangements and mortgage with no defaults You have no CCJ's, credit arrears or missed payments You rarely apply for credit You are employed or self-employed
  • You are on the electoral role You are a home owner or long standing tenant You have a stable employment history You have current credit arrangements with occasional missed payments You have no CCJ's
  • You are or have recently been on the electoral role You may have recently changed address You may have occasional missed payments You may have an old CCJ You may have regularly applied for credit
  • You may have had frequent changes in address You may not be traceable on the voters roll You may have exceeded credit card limits You may have missed payments on current agreements You may have had a CCJ in the past
  • You may not be traceable on the voters roll Your credit cards are over their limits You have recent CCJ's You may have been refused credit elsewhere You may be in a debt management plan
2. I would like to borrow
3. To repay over
Monthly repayments 7500

Typical rate % APR*

Total cost of Credit:£
Total Payable:£
*for illustration purposes only
Apply Now No impact on your credit score

Car Finance Calculator

Use our exclusive car finance calculator online to determine how much you can afford to borrow, along with the typical borrowing costs of competitive car finance deals! Enter a few details in the calculator below for an instant overview of the options available!

Explore short-term and long-term repayment options to suit your preferences and your budget. Find out how your credit score may affect the total cost of your loan, before submitting your application to PoorCreditCarFinance.co.uk!

Find your ideal car loan from an extensive network of specialist lenders across the UK in seconds – apply online 247 with PoorCreditCarFinance.co.uk today!

We work hard to link responsible borrowers with quality specialist lenders across the UK.

PoorCreditCarFinance.co.uk is proud to welcome applicants from all backgrounds, creating dynamic funding solutions to suit all budgets. We’re particularly proud to work with poor-credit borrowers, who may struggle to secure affordable vehicle finance elsewhere.

Our exclusive online car finance calculator provides a helpful overview of the options available 247, along with typical borrowing costs on competitive car loans. Eligibility and borrowing costs are calculated in accordance with the requirements and financial position of the borrower – contact the team at PoorCreditCarFinance.co.uk for a more detailed quotation.

Flying the flag for affordable and accessible vehicle finance 247, we believe there’s more to responsible borrowing than credit scores alone. So even if you’ve been refused help elsewhere, you’ve still every chance of securing the funds you need with PoorCreditCarFinance.co.uk!

Submit your online application today, or contact a member of our customer support team for more information!

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Representative Example:

Borrowing £7,500 at a representative APR of 21.4%, annual interest rate (fixed) 21.36%, 47 monthly payments of £196.75 followed by 1 payment of £206.75, total cost of credit is £4,315, total amount payable is £11,815.

My Car Credit is a credit broker and not a lender. Some of our 32 lender partners are shown below:

  • Alphera Finance
  • Northridge Finance
  • Paragon Car Finance
  • Hitachi Capital Vehicle Solutions
  • Moneyway Motor Finance
  • The Moneybarn Group
  • Advantage Motor Finance
  • Blue Motor Finance
  • 1st Stop Car Finance

What Our Customers Say

Don’t just take our word for it – check out what some of our satisfied customers have said about

  • Helpful and informative

    “James helped get me sorted, from not knowing what car I wanted right through to getting accepted he was really helpful and informative. Good company to go with if your credit isn’t the best!”

    Kier Campbell

  • My advisor was perfect, 5 Stars

    “I have a less than perfect credit history. Kayleigh Debono, my adviser, was awesome. She made the procedure easy and kept me informed every step of the way. All done in 1 or 2 days if you have your IDs to hand… perfect 5*****.”

    Alex Johnson

  • Made my life so much easier

    “After pretty much giving up hope on getting finance for a car, a friend suggested My Car Credit. After speaking to the fantastic Kirsty, she made the whole process hassle-free, easy to understand and was super-helpful.”


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